About Us

Who is Credit Union Student Choice?

Simply put, Credit Union Student Choice helps credit unions deliver fair-value private student loans to their members. Formed by a group of leading credit unions and credit union service organizations (CUSOs) in 2008, the goal of Student Choice is to give credit union members a trusted source for funding a college education. The loans delivered by our partner credit unions help students and their families by offering:

  • – Straightforward terms
  • – Lower rates
  • – No origination fees
  • – Flexible repayment options

Hundreds of credit unions across the country are now offering the Student Choice solution to their members. And it’s not just about loans! Student Choice and our partners provide helpful information about managing finances, college life, budgeting, and more to help young adults on their journey through higher education and beyond.

Learn if your credit union offers Student Choice or find a credit union near you.

What is a credit union?

Credit unions are not-for-profit organizations that exist to serve their members rather than maximize corporate profits. Like banks, credit unions provide a variety of financial services, but as member-owned cooperatives, they focus on providing a safe place to save and borrow at reasonable rates while returning income to their members in the form of dividends.

Why choose a credit union?

Credit unions operate to serve their members and communities. That’s why you’ll find competitive rates and better savings options at a credit union than you might at a traditional bank. When you choose your credit union to pay for college, you’ll benefit from great rates, low fees, convenient repayment terms, and most importantly, a life-long relationship with a lender you can trust.