Coming from a family that has never been to college, working with a credit union really helped me understand the process to getting my tuition paid for. They explained everything to me how it gets sent directly to the college and every year you can adjust the amount you want to borrow. I never really thought college was in my future because of the massive amount you have to spend on tuition, housing and food. Using a credit union made it possible for me to attend college, graduate and work in the career field I have always dreamed of. I am now in the process of paying back my loan and everything is very simple online and is directly taken out of my account when it’s payday. If there is any advice I can give, just to start early when applying to colleges and start looking around for different options for paying for college.