The lending process with KEMBA Financial was smooth and very stress free. I also have an auto loan through KEMBA and the lending process for that has been equally as good. The credit union lending process in general has helped me to plan to budget and manage my finances in a more responsible and efficient manner. My education has helped me develop priceless skills that are propelling my career forward and setting me up to be very successful. I am very grateful to have an education and KEMBA has helped me to make it a possibility.