Elements Financial Federal Credit Union was extremely helpful in consolidating my student loans from a variety of other lending institutions. They were very helpful to determine which loans could be consolidated and worked to find the best rates for me. They went above and beyond to help me as my job takes me around the world so they were even available at odd hours to help me! The consolidation really helped me focus on my career and not worry about when all my loans are due, plus now I have one easy payment!