Beth and I have three children and it was important for us both that she work as a ‘stay home mom’ to raise the kids. While this has resulted in three great kids – we were not able to save aggressively in order to fund their college educations. When the time came to determine how to pay for college we were overwhelmed and apprehensive about what to do. We turned to our credit union, Elements Financial, and Carole explained the FAFSA and lending process for subsidized, private, and Parent Plus loans. Elements and Carole walked us through the entire process and did a terrific job of putting our minds at ease. Abby is now a senior at DePauw University and Katie is a sophomore and Purdue. We are very proud of them both and are confident that we will be able to manage the finances over time through Elements.